Harris County Attorney Warns Houston-Area Homeowners About Deed Theft and Urges Them to Report Suspicious Activity

Houston-area homeowners are being cautioned about deed theft, a form of property fraud that can put a family's home and generational wealth at risk, according to a report from KPRC 2 / Click2Houston.

What happened

Harris County Attorney Abbie Kamin says fraudulent filings can allow criminals to claim ownership of property, sometimes without the homeowner realizing it is happening. Her office has filed two major civil lawsuits against nine people accused of working together to fraudulently claim properties.

According to the report, the investigations began after homeowners reported suspicious activity. Those investigations then uncovered additional properties and families who may have been affected.

Why it matters to homeowners

For most families, a home is the largest asset they own, and often the one they hope to pass down. Because deed fraud can happen quietly, an owner may not notice a problem until much later. The case also shows how much early reports from residents can matter: in this instance, homeowners speaking up helped lead to broader investigations.

The source also recommends keeping a clear, up-to-date will, particularly for families managing property after a loved one's death. Clear records can make it easier to show who rightfully owns or inherits a home.

What you can do

• Report suspected fraud. Harris County residents can use the "Stay Scam Free" section of the Harris County Attorney's website.
• Check your records. Look up your property on your county recorder or clerk's website from time to time to confirm that nothing unfamiliar has been filed.
• Look for county alerts. If your county offers a property fraud alert service, consider signing up.
• Watch your mail. Unexpected letters or notices about your property, mortgage or taxes are worth following up on.
• Keep your will current. Make sure it is clear and up to date, especially if you are handling property after a family member has died.
• Act quickly if something looks wrong. Contact your county office and local law enforcement, and consider speaking with a real estate attorney.

If you live outside Harris County, your own county's website is a good place to find similar reporting options and guidance.

Source: KPRC 2 / Click2Houston