Skip to content
Digital Home Shield
Menu

Flood zone monitoring

Know when FEMA changes your home’s flood zone.

Your flood zone decides whether a mortgage lender requires flood insurance and what it costs. FEMA updates flood maps from time to time, and homeowners often don’t hear about it. We check your zone and tell you when it changes — or when a new map that will change it has been adopted.

Get it for $2/mo See your options

What we watch

What flood zone monitoring covers

  • Your current flood zone

    The FEMA zone your home sits in today, and whether it’s a high-risk area (a “Special Flood Hazard Area”).

  • Map changes

    If an updated FEMA map moves your home into a different zone.

  • New maps on the way

    FEMA adopts new maps months before they take effect. If a pending map would change your zone, we tell you before it happens, with the date it takes effect.

How it works

Where the data comes from

Sources
  • FEMA’s National Flood Hazard Layer, including maps that have been adopted but are not yet in effect.
How often we check
We check about once a month.
What an alert tells you
Your old zone and your new zone (or the pending one and when it takes effect), and whether the new zone is high-risk.
A person reviews every alert
A person on our team reviews every alert before it reaches you. Then we contact you by email, text or phone — whichever you choose — and you acknowledge it in your portal.

What it can’t do

  • A flood zone is about mapped risk, not a forecast. Homes outside high-risk zones can still flood.
  • Some areas haven’t been mapped digitally by FEMA yet. If yours hasn’t, we’ll tell you.
  • We don’t sell insurance or give insurance advice.

Pricing

Buy it on its own, or add it on

On its own

Just flood zone monitoring for your home.

$2 /mo

or $20 a year

Buy on its own

Add it to title monitoring

Both services for the same home, on one checkout.

$9.50 /mo

or $95 a year

Add to title monitoring

Already a client?

Add flood zone monitoring to any home you already monitor with us, from your portal.

  • $2/mo or $20/yr
  • Same portal, same alert settings
  • Cancel anytime
Log in to add it

Prices per property. Want everything? The Ultimate package includes all of our monitoring for $15/mo.

Everything we offer

The Ultimate package

Every monitoring service we offer, for one home, at one price.

$15 /mo or $150/yr

Bought separately: $25/mo. You save $10 a month , or $100 a year on the yearly plan.

Get Ultimate yearly Get Ultimate monthly

Per property. Cancel anytime.

Questions about flood zone monitoring

What should I do if my zone changes?

Talk to your insurance agent, and to your lender if you have a mortgage. If a new map puts you in a high-risk zone, buying a policy before the map takes effect can sometimes lower the cost.

Does a person really review every alert?

Yes. Nothing is sent to you until someone on our team has looked at it. Routine changes that don’t need your attention are cleared, and the rest come with a plain-English note.

Can I buy this on its own?

Yes. Flood Zone Monitoring is $2 a month or $20 a year per property, on its own or added to any of our other services. It’s also included in the Ultimate package.

I already have an account. How do I add it?

Log in to your portal, open your property, and add it there. It’s billed on its own monthly or yearly subscription, which you can cancel anytime.

Can I cancel?

Yes, anytime. If you’re not happy in your first 30 days, we’ll refund you in full.

More monitoring

Our other services

Get flood zone monitoring