Home title monitoring
Know fast if anyone records a deed on your home.
Title fraud starts with a forged deed filed at the county. The county records it and doesn’t tell you. We watch your home’s county records for new filings, a person on our team checks anything we find, and we contact you by email, text or phone. You hear about it in days, not months later from a foreclosure notice or a stranger at the door.
Why it’s worth it
What home title monitoring does for you
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Hear it from us, not a stranger
The county won’t call you when a deed is recorded on your home. We will, so you’re never the last to know.
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Act while it’s easiest to fix
A forged deed is far easier to undo before the home is sold or borrowed against. Finding out early gives you time to call the county, the police and an attorney.
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A person checks first
Someone on our team reviews every match before we contact you, so the alerts you get are real and come with a plain-English explanation.
The threat
How title fraud happens
- 1
They pick a home
Deeds are public records. Scammers look for homes with plenty of equity and owners who won’t notice quickly: paid-off homes, vacant land, rentals, second homes and older owners.
- 2
They forge a deed
Using the owner’s name and a copied signature, often with a fake notary stamp, they record a deed that “transfers” the home to themselves or a made-up buyer.
- 3
They sell it or borrow against it
With the forged deed on record, they try to sell the home or take out a loan against it, then disappear with the money.
- 4
The owner finds out last
The county records documents without checking with you. Many owners first hear about it from a foreclosure notice, a missing tax bill or a stranger at the door.
With Digital Home Shield, step four changes. You hear about a new deed on your home soon after the county records it, from a person who has checked it, while it’s still easiest to stop.
What we watch
What home title monitoring covers
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Deeds and ownership transfers
Grant, warranty and quitclaim deeds. These are the documents used to move a home from one owner to another, including forged ones.
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Changes to the owner of record
Any new recording that lists a different owner than the one you confirmed with us.
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Loans recorded with a transfer
Mortgages recorded as part of a sale or transfer. It’s a common pattern when someone tries to borrow against a home they don’t own.
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Corrections and re-recordings
Re-filed or corrected documents on your parcel. Usually harmless, but you should know they happened.
How it works
Where the data comes from
- Sources
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- County recorder data from a national property-records provider.
- Your baseline: the current recorded owner of your home, which you confirm in your portal.
- What an alert tells you
- The new recording side by side with your baseline, showing the document type, date and the names on it, plus a plain-English note from the person who reviewed it and what to do next if it wasn’t you.
- A person reviews every alert
- A person on our team reviews every alert before it reaches you. Then we contact you by email, text or phone, whichever you choose, and you acknowledge it in your portal.
Good to know
- No one can stop a county from recording a document. We make sure you find out quickly so it’s easier to fix.
- We see a document once the county makes it available, which can take from a few days to a few weeks.
- We’re not a law firm or a title insurer.
Pricing
Three ways to pay for title monitoring
Length of Home Ownership
No renewals, no price increases.
$250 one time
Pay once. Covered for as long as you own the home.
Every plan includes
- Nightly check of your property against new county recordings
- Every potential alert reviewed by a real person
- Your choice of alerts by email, text, or phone call
- Client portal to review alerts side by side
- Download your deed and a property title report
- Email support from a U.S.-based team
Prices per property. Want everything? The Ultimate package includes every service we offer for $15/mo.
The Ultimate package
All of our monitoring and every report, for one home, at one price.
$15 /mo or $150/yr
Bought separately: $32/mo. You save $17 a month, or $170 a year on the yearly plan.
Per property. Cancel anytime.
Questions about home title monitoring
What is home title monitoring?
Your home’s ownership is recorded at the county. Title monitoring watches those public records and lets you know when something new is recorded on your property, like a deed transferring ownership. If it was you, great. If it wasn’t, you find out in days instead of months.
Can you prevent fraud on my home?
No, and be wary of anyone who says they can. Counties record documents that are submitted to them; no monitoring service can stop a filing. What we do is make sure you know quickly, so you can act while it’s easiest to fix: contact the county recorder, law enforcement, and a real estate attorney.
How often do you check?
New county recordings come into our system every business day, and we check every monitored property against them every night.
What happens when I get an alert?
Log in to your portal and you’ll see the new recording side by side with your baseline, plus a plain-English note from our reviewer. Tell us whether it’s expected. If it isn’t, we’ll point you to the next steps: the county recorder, local law enforcement, and a real estate attorney.
We’re not a law firm and don’t provide legal advice, but we’ll make sure you know what to do next.
What does “Length of Home Ownership” mean?
Pay $250 once and we monitor that property for as long as you own it. No renewals and no price increases. When you sell, just let us know.
Is this available where I live?
We monitor properties across the United States. In the rare case we can’t cover your county, we’ll tell you and refund you in full.
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